SAP Concur is the market leader in expense management, serving large enterprises with comprehensive travel, spending, and reporting capabilities. It handles complex approval workflows, multi-currency transactions, and integrates deeply with ERP systems.
Expensify is a user-friendly expense management platform using machine learning to automatically scan and categorise receipts. It excels at streamlining the submission and approval process for growing teams and mid-market companies.
Brex combines corporate card issuance with real-time expense capture and management. Transactions are automatically categorised and ready for approval without manual receipt entry, creating a frictionless workflow.
Ramp offers a combined corporate card and expense platform with real-time visibility into company spending. Its AI-powered automation flags policy violations and suspicious transactions before approval.
Certify (owned by Emburse) provides expense management and travel booking integration in a single platform. It combines policy compliance, receipt management, and travel expense reconciliation for enterprise users.
Zoho Expense is part of the broader Zoho suite, offering receipt scanning, multi-currency support, and approval workflows. It integrates seamlessly with Zoho Books and other Zoho applications.
Divvy (owned by Bill.com) provides corporate cards linked to automated expense categorisation and real-time approval workflows. It emphasises simplicity and instant visibility into team spending.
Milenio specialises in expense and travel management for companies operating in Latin America. It handles local compliance, currencies, and tax requirements with regional expertise.
Chrome River combines expense, travel, and invoice management for enterprises. Its workflow automation and policy enforcement suit companies needing unified spend visibility across multiple transaction types.
Coupa provides broad business spend management covering expenses, procurement, invoicing, and supplier management. It suits large enterprises managing multiple spend categories across departments.
Positions 1, 2 and 3 are available to buy for twelve months. Everyone below moves down a place, and the bottom entry comes off.
Expensify specialises in consumer receipt scanning with SmartScan technology, achieving 95%+ accuracy on standard receipts. Concur focuses on enterprise integration and policy compliance rather than raw scanning accuracy, often leveraging Expensify or similar providers for receipt digitisation in its ecosystem.
Yes. Platforms like Expensify, Zoho Expense, and Certify support traditional reimbursement workflows where employees submit personal expenses and receipts for approval and reimbursement. Card-centric solutions like Brex and Ramp streamline by automating capture, but non-card expenses can still be managed.
Choose Concur for large enterprises needing deep ERP integration and complex approval rules. Expensify suits growing companies prioritising ease of use and affordability. Brex works best if you want to consolidate card management and expense tracking, but requires switching card providers.